New Dirt

Jerry, just remember, it's not a lie if you believe it!

  • Blog
  • Forums
  • Register
  • About

Reply To: My Journey to better credit

Home › Forums › Credit Talk › Secured Credit Cards › Capital One › My Journey to better credit › Reply To: My Journey to better credit

April 6, 2015 at 5:58 pm #3829
Fairymoondust84
Participant

Hi, I haven’t updated in a long time. So here is an update on how My Journey To Better Credit. I started in March 3rd, 2013 with the Capital One Secured Card. Best card to ever get if you want to fix your credit. Anyways, I had 11 bad marks on my credit, I am down to 4 now. Here is a list of the credit cards I have been able to get since rebuilding my credit:

Capital One Secured Visa: Started at $200 deposit, never increased my limit with depositing more. Since having the card they have raised my limit to $750. That is a $550 unsecured limit increase from them.

Credit One: I was approved for this card in October. $300 credit limit. Now it’s up to $1,000

Victoria Secret: I was approved in April 2014 for $300, now its up to $750

Wells Fargo Secured: $500 deposit, got my graduation letter in March saying it is graduating to a unsecured credit card this month and I will get my deposit back in May

Old Navy: $300

JcPenney: $500

Amazon Store Card: $800

Kay Jewelers: $2000 when I applied now its up to $4,000

GameStop: $350

Capital One Platinum: I was approved for $300, now its up to $3,000

Capital One Quicksilver: I was approved for $300, now its up to $500

Paypal Credit: $2,550 now this card doesn’t report, which kinda sucks. But its really good because I max the card out without it affecting my score.

Plus I have a car loan from Ford Credit.

For the most part, I try to stay under 30% on each card. But I have used my cards and payed the minimum amount every month before my due date. Carrying a balance has helped out a lot.

According to credit karma my Transunion is 660 and my Equifax is 648. When I first started I couldn’t get into credit karma because I had a thin file. So I wanna say when I did that my scored was between 500-560.

Anyways, that is my update 🙂

LOGIN OR REGISTER – FORUMS

Log In
Register Lost Password
  • POST NEW FORUM TOPIC
  • Latest Forum Discussions

    • Why Should You Choose a P2P Crypto Exchange Script to Build your Crypto Exchange
    • Everything You Need To Know – Virtual Meetings
    • Help a research paper for last year in college
    • Pickwick Fishing Guide
    • PST Files Merge Tool

    Most Recent Articles

    • 4 lines for $100: Why I Switched to Cricket Wireless (Developing Story)
    • Switch Your iPhone from AT&T to Straight Talk in 4 Simple Steps
    • The Best Secured Credit Cards
    • First Savings Account for Kids
    • Phones for Kids Under $200

    Other Pages

    • Wordpress Themes
    • Wordpress Hosting

    [footer_backtotop]

    Copyright © 2023 New Dirt | Credit Forums