Just a quick heads-up. I went out on a limb today & applied online with Navy Fed for an unsecured card & was approved within about 10 secs for a $5k Signature cashRewards Visa.
I was suprised since my FICO’s are mostly barely above 600 & I only have 2 years of history with my 2 very low limit First Premier/1st Progress secured cards.
I plan on keeping the util on this card very low & will be paying off all my medical bills by this Summer. 🙂
The First Premier/1st Progress cards served their purpose well, but I can’t wait to get rid of them in the future so I don’t have to keep getting fee’d to death. 🙂