Bank of America Secured Credit Card Review – Credit Diary Part III
January 25, 2012 No comments
After my credit score had not improved in months, I started to realize that the only secured card on my report was not going to be enough and that I needed a second credit card with a higher limit to boost my score. Since I am in the process of rebuilding credit, the chances of [...]
My Experience Settling a Credit Card Debt with Citibank: Paid, was a charge-off
September 8, 2011 4 comments
If you are looking for information on settling a credit debt with Citi, then you are probably familiar with the following quote: “The above referenced account has placed with our company for collection. We’ve tried to reach you in an effort to discuss the account but have been unsuccessful in that effort. Your account however, [...]
Capital One Secured Credit Card Review – Credit Diary Part II
January 25, 2011 138 comments
The following timeline will give you an idea of the progress (or lack thereof) I’ve had with the Capital One Secured Credit Card. It will be updated often, so make sure to check back regularly. If you want to know why I chose this card, please read: “Repairing my Credit with a Secured Credit Card [...]
Repairing my Credit with a Secured Credit Card – Credit Diary Part I
January 19, 2011 7 comments
Related Article: Capital One Secured Credit Card Review – Credit Diary Part II. After 10 years of using credit irresponsibly, I have finally decided to do something about it. The two credit cards I had were closed about a year ago by the issuing banks, and I found myself in a position of not even [...]