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Bank of America Secured Credit Card Review – Credit Diary Part III

January 25, 2012   No comments  

After my credit score had not improved in months, I started to realize that the only secured card on my report was not going to be enough and that I needed a second credit card with a higher limit to boost my score. Since I am in the process of rebuilding credit, the chances of [...]

Problem Solved: WordPress Fatal error Out of memory allocated (1and1)

September 15, 2011   6 comments  

After some weeks of being unable to upgrade one of my WordPress blogs using the automatic update, I was finally able to find a solution. If you are trying to upgrade to WordPress 3.2.1, using the automatic update and 1and1 is hosting your blog, then you should try the following (make sure you have tried [...]

My Experience Settling a Credit Card Debt with Citibank: Paid, was a charge-off

September 8, 2011   4 comments  

If you are looking for information on settling a credit debt with Citi, then you are probably familiar with the following quote: “The above referenced account has placed with our company for collection. We’ve tried to reach you in an effort to discuss the account but have been unsuccessful in that effort. Your account however, [...]

Capital One Secured Credit Card Review – Credit Diary Part II

January 25, 2011   138 comments  

The following timeline will give you an idea of the progress (or lack thereof) I’ve had with the Capital One Secured Credit Card. It will be updated often, so make sure to check back regularly. If you want to know why I chose this card, please read: “Repairing my Credit with a Secured Credit Card [...]

Repairing my Credit with a Secured Credit Card – Credit Diary Part I

January 19, 2011   7 comments  

Related Article: Capital One Secured Credit Card Review – Credit Diary Part II. After 10 years of using credit irresponsibly, I have finally decided to do something about it. The two credit cards I had were closed about a year ago by the issuing banks, and I found myself in a position of not even [...]